[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.eberunka.cz\/lide-si-berou-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.eberunka.cz\/lide-si-berou-pujcky\/","headline":"Lid\u00e9 si berou p\u016fj\u010dky","name":"Lid\u00e9 si berou p\u016fj\u010dky","description":"Je pom\u011brn\u011b b\u011b\u017en\u00e9, \u017ee si my lid\u00e9 n\u011bkdy p\u016fj\u010dujeme pen\u00edze. D\u011bl\u00e1me to, proto\u017ee si zkr\u00e1tka n\u011bkdy nedok\u00e1\u017eeme vyd\u011blat tolik, kolik pot\u0159ebujeme, a bez pen\u011bz by se \u017e\u00edt nedalo. Tak\u017ee dojdou-li n\u00e1m pen\u00edze, hled\u00e1me n\u011bkoho, kdo by n\u00e1m byl schopn\u00fd a... <a class=\"more-link\" href=\"https:\/\/www.eberunka.cz\/lide-si-berou-pujcky\/\">Pokra\u010dovat ve \u010dten\u00ed &rarr;<\/a>","datePublished":"2026-05-15","dateModified":"2026-05-15","author":{"@type":"Person","@id":"https:\/\/www.eberunka.cz\/author\/#Person","name":"","url":"https:\/\/www.eberunka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/232437c79d6ebbb41eb67b1526ce0bc08ee5047d6b1594dc05abcc3258d8e0b3?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"eberunka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.eberunka.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppp_10_10_9.jpg","url":"https:\/\/www.eberunka.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppp_10_10_9.jpg","height":0,"width":0},"url":"https:\/\/www.eberunka.cz\/lide-si-berou-pujcky\/","about":["Zbo\u017e\u00ed"],"wordCount":446,"articleBody":"   Je pom\u011brn\u011b b\u011b\u017en\u00e9, \u017ee si my lid\u00e9 n\u011bkdy p\u016fj\u010dujeme pen\u00edze. D\u011bl\u00e1me to, proto\u017ee si zkr\u00e1tka n\u011bkdy nedok\u00e1\u017eeme vyd\u011blat tolik, kolik pot\u0159ebujeme, a bez pen\u011bz by se \u017e\u00edt nedalo. Tak\u017ee dojdou-li n\u00e1m pen\u00edze, hled\u00e1me n\u011bkoho, kdo by n\u00e1m byl schopn\u00fd a ochotn\u00fd podat pomocnou ruku. A bereme zavd\u011bk klidn\u011b jakoukoliv p\u016fj\u010dkou, kterou dostaneme a kter\u00e1 je pro n\u00e1s pokud mo\u017eno i v\u00fdhodn\u00e1 nebo p\u0159inejmen\u0161\u00edm zvladateln\u00e1.Jen\u017ee nen\u00ed v\u017edycky posv\u00edcen\u00ed, jak se \u0159\u00edk\u00e1. Tedy ne v\u017edy je v\u0161echno tak jednoduch\u00e9 a p\u0159\u00edjemn\u00e9, jak bychom si p\u0159\u00e1li. A tak n\u011bkdy p\u016fj\u010dku chceme nebo i p\u0159\u00edmo pot\u0159ebujeme dostat, jen\u017ee ani p\u0159es ve\u0161kerou snahu nemus\u00edme u t\u00e9, kterou jsme na\u0161li a kter\u00e1 se n\u00e1m l\u00edb\u00ed, usp\u011bt. Kolikr\u00e1t u\u017e se jenom stalo, \u017ee n\u011bkdo z n\u00e1s oslovil banku, po\u017e\u00e1dal ji o n\u011bkterou z p\u016fj\u010dek a nedostal ji! A sta\u010dilo jenom m\u00e1lo. T\u0159eba i jen o trochu ni\u017e\u0161\u00ed p\u0159\u00edjem, ne\u017e by si ona banka p\u0159edstavovala jako dostate\u010dn\u00fd, t\u0159eba i n\u011bjak\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f. A bylo po nad\u011bj\u00edch. A tot\u00e9\u017e se n\u00e1m lidem st\u00e1v\u00e1 zas a znovu. Je spousta \u017eadatel\u016f, kte\u0159\u00ed u bankovn\u00edch p\u016fj\u010dek neusp\u011bj\u00ed. A co d\u011blaj\u00ed potom? Jasn\u011b, \u017e\u00e1daj\u00ed o p\u016fj\u010dky n\u011bkde jinde, doufaje, \u017ee to nakonec n\u011bkde vyjde.A je nad\u011bje, \u017ee lid\u00e9 odm\u00edtnut\u00ed v bance dostanou p\u016fj\u010dku n\u011bkde jinde? Samoz\u0159ejm\u011b ano. Krom\u011b bankovn\u00edch p\u016fj\u010dek m\u00e1me p\u0159ece i p\u016fj\u010dky nebankovn\u00ed. A i lid\u00e9 s ni\u017e\u0161\u00edmi p\u0159\u00edjmy a z\u00e1znamy v registrech dlu\u017en\u00edk\u016f tu usp\u011bt mohou. Pokud si vyberou nebankovn\u00ed hypot\u00e9ku a pokud za ni dok\u00e1\u017eou ru\u010dit n\u011bjak\u00fdm nemovit\u00fdm majetkem.A tak prost\u011b kdekdo \u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku jako o posledn\u00ed mo\u017enost, jak svou slo\u017eitou finan\u010dn\u00ed situaci vy\u0159e\u0161it. Ale nemus\u00ed to b\u00fdt rozhodn\u011b jenom z nouze ctnost. Nebankovn\u00ed hypot\u00e9ka se \u010dasto hod\u00ed i t\u011bm, kdo maj\u00ed na v\u00fdb\u011br z v\u00edce r\u016fzn\u00fdch p\u016fj\u010dek. A kdy\u017e ji \u010dlov\u011bk dostane, d\u00e1 se vyu\u017e\u00edt nebankovn\u00ed hypot\u00e9ka na exekuci i na \u0159e\u0161en\u00ed jin\u00fdch nal\u00e9hav\u00fdch pot\u00ed\u017e\u00ed, se kter\u00fdmi by se jinak \u010dlov\u011bk mo\u017en\u00e1 vypo\u0159\u00e1dat nedok\u00e1zal.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Lid\u00e9 si berou p\u016fj\u010dky","item":"https:\/\/www.eberunka.cz\/lide-si-berou-pujcky\/#breadcrumbitem"}]}]